Liquor liability coverage can be complex, so having the right broker in your corner is a valuable asset. Depending on the type of business, it be something that can be added to your basic businessowners policy or it may require a stand a lone policy of it's own.
Some of the factors that go into this the ratio between food and alcohol, the total amount of liquor sales and believe it or not, the location.
Liquor liability policies are designed to protect the liquor license of the establishment and the server in the case a patron is over served and causes damages to themselves or another party.
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