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    • Home
    • Industries
      • Accountants and CPAs
      • Cannabis
      • Construction
      • Garage and Auto Repair
      • Legal Professionals
      • Medical Practices
      • Real Estate
      • Restaurants and Taverns
      • Technology
    • Insurance For Business
      • Businessowners Policy
      • Commercial Property
      • Commercial Umbrella
      • Cyber Liability
      • Fiduciary Liability
      • EPLI
      • General Liability
      • Liquor Liability
      • Product Liability
      • Professional Liability
      • Workers' Compensation
      • Group Health
    • Insurance For People
      • Home & Auto
      • Life Insurance
      • High Value Property
    • About Us
    • Other Resources
      • Insurance Companies
    • Glossary & Tools
      • Replacement Cost
      • File a Home Claim
      • What We Need To Quote
      • Hurricane Deductible

(631) 223-7704

  • Home
  • Industries
    • Accountants and CPAs
    • Cannabis
    • Construction
    • Garage and Auto Repair
    • Legal Professionals
    • Medical Practices
    • Real Estate
    • Restaurants and Taverns
    • Technology
  • Insurance For Business
    • Businessowners Policy
    • Commercial Property
    • Commercial Umbrella
    • Cyber Liability
    • Fiduciary Liability
    • EPLI
    • General Liability
    • Liquor Liability
    • Product Liability
    • Professional Liability
    • Workers' Compensation
    • Group Health
  • Insurance For People
    • Home & Auto
    • Life Insurance
    • High Value Property
  • About Us
  • Other Resources
    • Insurance Companies
  • Glossary & Tools
    • Replacement Cost
    • File a Home Claim
    • What We Need To Quote
    • Hurricane Deductible

For Smart people

Term Life Insurance

Term Life Insurance is a policy that covers you for a specified period of time.  Policy periods typically run 10,20 or 30 years.  Term life insurance is the lowest cost out of pocket.

Permanent Life Insurance

Permanent life insurance has a cash value and savings component or can be tied to an investment account.  The most common types of permanent life insurance are whole, variable and indexed life.  Whole life has a pre-set payment terms as where variable and universal life policies will have flexible payment options. 


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