People love their cars. As an auto mechanic or body shop owner, you need to take care of your clients. You can't spend time worrying if you have the right coverage. Garage liability is a language to itself. You need an insurance broker who knows the risks you face and plan accordingly. We manage the risk so you don't have to.
Garage keepers liability covers the customers vehicles while in the care of an auto service business. Note the difference between this garage keepers and garage liability.
The general liability policy for an auto service business should also include garage liability, which protects the business from third party claims while operating a customers vehicle.
Commercial auto insurance is an auto policy covering business owned vehicles. It is not uncommon for a auto service business to have a tow truck or other business owned vehicles. Make sure they are covered properly.